insurance services

LifeSmart Offers Seniors A Full Range Of Insurance Services

Our insurance services for seniors covers all your medical and life insurance requirements under one umbrella.

Contact us for your FREE plan checkup!

A Full Review Of Your Medicare Plan Coverage
Whether you are about to join Medicare or are already on Medicare, your coverage always needs review.

Open Enrollment begins October 15 and ends December 7 – your new coverage begins January 1.

Our LifeSmart experts will inform you exactly how plans have changed and what your most affordable options are.

Medicare Supplements, Part D
Our professional advisors will help you choose the most cost-effective Medicare Supplements that covers some of the costs Original Medicare does not cover.

Drug coverage – we will advise you whether a Medicare Prescription Drug Plan (Part D) or a Medical Advantage Plan (Part C) will best serve your drug requirements.

Medicare Advantage Plans
We represent all the major Medicare carriers and will assist you every step of the way in comparing, and selecting, a Medicare Advantage Plan that is absolutely right for you.
Long Term Care
Our Long Term Care policies help to provide for the cost of long-term care beyond a predetermined period that are generally not covered by health insurance and Medicare.
Hospital Indemnity
Many of our clients require specific Hospital Indemnity Insurance – we’ll help find you the right plan that pays per day, per week, per month, or per visit.

Don’t leave it until the last minute as there could be a waiting period for certain illnesses such as cancer.

We offer a wide range of Dental Insurance to choose from – we have plans that fit every budget and ensure that your teeth and gums remain healthy! Our plans cover preventive care (cleanings and routine x-rays), basic care (fillings, non-routine x-rays, basic restorative work), and major services (bridges, crowns, root canals and more).
Final Expense
Final Expense Insurance is an important part of your coverage portfolio – our professional advocates will listen to you, and present you with a policy that covers your loved ones for expenses they will incur.
Life Insurance
We offer our clients a range of Life Policies from the top carriers in the nation – Term Life, Whole Life, Guaranteed Universal Life and Indexed Universal Life